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Welcome to Lava Ridge Property Management. We’re committed to providing fair and equal housing opportunities for all applicants. These guidelines explain how we review rental applications and what is required to qualify for a rental home.

 

Who Needs to Apply

•  Everyone 18 years of age or older who will live in the home must submit a separate application.
•  Each applicant must provide a valid photo ID (such as a driver’s license, passport, or government-issued ID).
•  Applications are submitted through our website. A **$65 non-refundable fee** applies to each applicant.

What We Check

Lava Ridge Property Management reviews each application directly. Our team verifies:

• Income and employment
• Rental history
• Credit report
• Criminal background
• Eviction history

Applying does not guarantee approval or hold a unit.

Income & Employment Requirements

• Total household income must be at least **three (3) times the monthly rent**.
• We verify income with recent pay stubs, employment records, or other accepted proof.
• Self-employed applicants must provide recent tax records or business financials.
• Applicants may use bank assets equal to 36 times the monthly rent in place of income.
• Co-signers may be considered if income requirements are not fully met.

Rental History and Evictions

• At least **12 months of verifiable rental history** is required from an unrelated landlord or property management company.
• Family members cannot be used as rental references.
• Three or more late payments, lease violations, or an unpaid balance can result in denial or an increased deposit.

**Eviction Policy:**    No evictions within the last three (3) years will be accepted for standard approval.   Older evictions may be considered with documentation and/or an increased deposit.   Active eviction proceedings will result in automatic denial.

Credit Standards & Bankruptcy

• We review credit reports directly; applicant-provided reports are not accepted.
• A minimum of two active credit lines is required.
• Excessive negative accounts, collections, judgments, or bankruptcy may result in denial or increased deposit.
• **Bankruptcy Policy:**

  Chapter 7 must be discharged for at least 1 year.

  Chapter 13 must show 12 months of on-time payments.

  Active bankruptcies require trustee approval.

  Multiple filings or recent bankruptcies may result in denial.

Criminal History

• Screening includes serious offenses such as violent crimes, sexual offenses, property destruction, and illegal drug activity.
• Convictions that pose a threat to health, safety, or property can result in denial.
• **Factors considered:**

  Type of offense

  Severity and recency (within 7 years)

  Pattern of behavior

  Rehabilitation evidence

• Registered sex offenders will be denied.
• Pending or unresolved criminal cases may delay or deny approval.

Occupancy Standards

• Two persons per bedroom maximum.
• Infants under 24 months are not counted toward occupancy.

Increased Deposits

• Applicants who do not meet all qualifications may be considered with an increased refundable deposit.

  Income slightly below 3× rent: $500–$1,000 additional

  Shorter rental history: $500–last month’s rent

  Credit issues: $500–double deposit

  Bankruptcy or other high-risk factors: amount determined after review

• All deposits are held and refunded in accordance with ORS 90.300.

Denials and Appeals

• Applications may be denied if the criteria are not met.
• Applicants can request a copy of screening information and an individualized review for criminal or eviction-related denials.

Reasonable Accommodation Requests

• Applicants and residents can request reasonable accommodation at any stage of the application or tenancy process.
• Requests may be verbal or in writing and will be reviewed promptly.
• Examples include allowing assistance animals or adjusting procedures for accessibility.

Fair Housing

We comply with all **federal, state, and local Fair Housing laws**. We do not discriminate based on race, color, religion, sex, national origin, disability, familial status, sexual orientation, gender identity, source of income, or other protected classes.

Pet Policy

• Not all properties are pet-friendly.
• All pets must be approved in advance and registered through PetScreening.
• Registration fee: $15–$25 per pet. ESA/service animal registration at no cost.
• Deposit based on FIDO Score:

0 paw = Denied                1 paw = $1000                 2 paw = $700

3 paw = $500                    4 paw = $400                    5 paw = $350

• Pet rent ranges from **$25–$100 per month per pet**.
• Deposits are refundable at move-out when lease terms are met.
• ESA/Service animals are exempt from deposits and pet rent.

Questions

Please contact us at **support@lavaridgerentals.com** or **541-306-5042** with any questions about the application or pet approval process.

Application to Rent